The College Student Loan Consolidation

A lot of extra debt from several different sources may be the result of failing to graduate college in the planning amount of time. When a student faces the prospect of taking out a consolidation loan...

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A College Debt Consolidation Loan

Education plays a very important part in the life plans of most people, because without it, it is difficult to make a comfortable living. The new generation is becoming more and more serious about the...

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Why You Need A College Loan Consolidation Program

It probably comes as no surprise to you that the costs of going to a good college or university have been going through the roof in recent years. As a result, the majority of students have one or more...

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Save Time Searching for College Loan Consolidation Lenders

Debt is an issue for many students throughout the country. While many companies are willing to increase the repayment periods, this is a very short term solution. Most lenders prefer to arrange coll...

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Real Life Debt Solutions With College Loan Consolidation

If you made it through college unaware of how highly the debt was accumulating, odds are good that you have now figured it out. Thankfully, with college loan consolidation programs, you do not have t...

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Student Loan Consolidation - Balance Your College Books Right Now

You are now earning money and you are spending it on things that you want. You can now travel, buy clothes, pay for a car, and you may be even able to afford a house already. Studying and school reall...

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How To Get A Handle On College Loan Consolidation

If you are going to graduate from college soon or have recently graduated, chances are high that you have a ton of student loans that will need to be paid back. It's pretty nice when you are still in ...

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Discovering The Benefits Of A College Loan Consolidation

With the rising cost of education expenses in today's society, we find that it can cost just as much to complete our education as our first home purchase. The only problem is that in order to get our...

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Find Out How to do College Loan Consolidation

For the good majority of those that have attended college, there are debts to be paid off after you've graduated. Tuition costs continue to rise and sometimes it takes more than one loan to pay for th...

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Surviving Private College Loan Debt With Consolidation

The cost of a private college education today can rival the cost of a home. And if you graduate from a private college with you diploma buried beneath a mountain of debt, you may be wondering just ho...

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Online Guides For College Loan Consolidation

Are you interested in getting updated information about college loan consolidation? Are you confused about not getting the right counselor to advice you about the appropriateness of loans? If ...

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College Loan Consolidation - Knowing the Limitations

With the average college graduate leaving university with approximately $20,000 in debt, there is no doubt that college loan consolidation is an effective financial loan option for graduates. By conso...

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College Loan Consolidation

Choosing a College Loan Consolidation

There are a few ways to handle college loan repayment, a primary one is through college loan consolidation. Once you have decided that the best way to...

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Consolidation of college loan debt

Most youngsters,the students in the United States desire to become independent early in life.To help them in their endeavor, several financing institutions have come forward with attractive schemes to...

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How To Get A Bad Credit Student Loan or Student Loan Consolidation To Help Your College Education?

The best time to start getting information about bad credit student loans and student loan consolidation is your junior year in high school. In order to determine the exact amount of the loan that you...

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Public service work can wipe out student loans (Los Angeles Times)

Read full post here. Copyright (c) 2004 Yahoo! Inc. All rights reserved.

Untangling student loans (Chicago Sun-Times)

The world of student loans just became more complicated, unfair and expensive for some borrowers, while others are about to get a great deal! It all depends on whether you're borrowing now -- or dealing with loans from the past.

Read full post here. Copyright (c) 2004 Yahoo! Inc. All rights reserved.

Consolidating Loans Not For Everyone (The Tampa Tribune)

This is the time of year when the buzz starts up about student loan consolidation. Some people benefit from consolidating, others don't, and borrowers want to know which camp they fall in.

Read full post here. Copyright (c) 2004 Yahoo! Inc. All rights reserved.

Consolidating student loans at a lower rate gets tougher (Lansing State Journal)

When college alumni get together and talk about how much better things were when they were in school, it's usually the beer talking.

Read full post here. Copyright (c) 2004 Yahoo! Inc. All rights reserved.

Time to hustle on consolidating college loans (Tacoma News Tribune)

College students should get ready to consolidate their student loans.

Read full post here. Copyright (c) 2004 Yahoo! Inc. All rights reserved.

Jean Chatzky: Consider consolidating student loans (Fort Worth Star-Telegram)

This is the time of year when the buzz starts up about student-loan consolidation. Some people benefit from consolidating, others don’t, and borrowers want to know which camp they fall in. Here are the facts: Until recently, borrowers were able to consolidate their loans each year at a low-interest rate — sometimes under 3 percent. In 2005, Congress set a fixed rate for Stafford and PLUS loans. ...

Read full post here. Copyright (c) 2004 Yahoo! Inc. All rights reserved.

This year, no rush to combine college loans (Bankrate.com via Yahoo! Finance)

Forget the usual scramble to consolidate student loans by July 1. This year, rates are expected to drop.

Read full post here. Copyright (c) 2004 Yahoo! Inc. All rights reserved.

Career Colleges Named Best Alternative to Four-Year Institutions by Survey Respondents (Marketwire via Yahoo! Finance)

In a current economy marked by rising unemployment and steep job competition in which recent college graduates must contend with workforce veterans for the same limited positions, college students are placing more importance on degrees with immediately marketable work skills.

Read full post here. Copyright (c) 2004 Yahoo! Inc. All rights reserved.

New Savings on Student Loans (ABC News)

You can cut your student loan interest rate in half if you're patient.

Read full post here. Copyright (c) 2004 Yahoo! Inc. All rights reserved.

Public service work can wipe out student loans - Los Angeles Times


Public service work can wipe out student loans
Los Angeles Times, CA - 12 hours ago
As of Tuesday, anyone with a federally guaranteed student loan can convert it into a Direct Loan consolidation loan and thus qualify for the debt ...

Read full post here. ©2008 Google

College-Loan Market Is Getting Its Own Bailout - Bloomberg


College-Loan Market Is Getting Its Own Bailout
Bloomberg - Jun 1, 2008
Finding a consolidation loan through a private lender will be difficult this year. Margins are less generous than the popular Stafford and PLUS loans, ...

Read full post here. ©2008 Google

One story from “Generation Debt” - Socialist Worker Online


One story from “Generation Debt”
Socialist Worker Online, IL - Jun 26, 2008
This means that consolidation was not possible. I currently have $75000 in combined loan debt, spread out over five loan packages. ...

Read full post here. ©2008 Google

As Colleges Scramble to Find Lenders, Problems in Student Loan ... - Market Wire (press release)


Best Syndication

As Colleges Scramble to Find Lenders, Problems in Student Loan ...
Market Wire (press release) - Jun 5, 2008
Although graduates with multiple college loans have the option of consolidating their federal student loans into one federal consolidation loan to help ...
Tough Assignment: Find College Loans Wall Street Journal
Out of school and into hock Myrtle Beach Sun News
google news commentComment by Susan Mead Financial Aid Director, Dutchess Community College
AZ Central.com - Market Wire (press release)
all 73 news articles

Read full post here. ©2008 Google

Repay your college debt without breaking a sweat - MSNBC


Repay your college debt without breaking a sweat
MSNBC - Jun 13, 2008
Kantrowitz suggests turning to the Federal Direct Consolidation Loan program (loanconsolidation.ed.gov). You can consolidate both Direct Loans, ...
Undergraduates Left With Limited Student Loan Options as Large ... Market Wire (press release)
Loans for junior colleges becoming extinct Workers World
all 6 news articles

Read full post here. ©2008 Google

Financial facts to empower 'generation debt' - MSNBC


Financial facts to empower 'generation debt'
MSNBC - Jun 14, 2008
... for a loan restructure program under the Federal Direct Consolidation Loan program. If you’re still trying to find your financial feet post college, ...

Read full post here. ©2008 Google

Student Loan Consolidation - Central Asian and Southern Caucasus Freedom of Expression Network (CASCFEN)


Student Loan Consolidation
Central Asian and Southern Caucasus Freedom of Expression Network (CASCFEN), Azerbaijan - Jun 12, 2008
Now, that's what you call hassle free student loan consolidation! An average college student is approximately at $20000 in debt at graduation and the ...
Loans Home Page Central Asian and Southern Caucasus Freedom of Expression Network (CASCFEN)
all 2 news articles

Read full post here. ©2008 Google

Students, lock in low loan rates - Detroit Free Press


Best Syndication

Students, lock in low loan rates
Detroit Free Press, United States - Jun 11, 2008
Hermsen, who has two children who graduated from college this year, said he's still seeing consolidation offers pop up in the mail at his house. ...
University decides on direct lending beginning this fall UST Bulletin Today
all 27 news articles

Read full post here. ©2008 Google

FTC Issues Consumer Guide on Deceptive Student-Loan Marketing - Chronicle of Higher Education (subscription)


FTC Issues Consumer Guide on Deceptive Student-Loan Marketing
Chronicle of Higher Education (subscription) - Jun 25, 2008
The bill, which is being reconciled with the Senate’s version, would also require private lenders to obtain from a borrower’s college certification of his ...

Read full post here. ©2008 Google

Student Loan Consolidation Explained with Play-Doh

Student Loan Consolidation Explained with Play-Doh
FinancialAidPodcast
4 min - Jun 14, 2006


Confused about loan consolidation? This film will explain how it all works using Play-Doh (tm). Visit StudentLoanConsolidator.com for more info! License: Creative Commons Attribution-NonCommercial-NoDerivs 2.5 License

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Student Loan Consolidation Video

Student Loan Consolidation Video
BillsDotCom
1 min - Jan 3, 2008


Watch the http://www.bills.com student loan consolidation video to discover the rules regarding federal and private student loan consolidation.

Read full post here.

College and Its Consequences [SIC-Vids Contest Entry]

College and Its Consequences [SIC-Vids Contest Entry]
OOprincegomolvilasOO
1 min - Dec 6, 2007


My entry to the ScholarPoint SIC-Vids Contest. UPDATE 01.31.08: I won the grand prize of $5,000!

Read full post here.

Private College Student Loan at Private Fast Loans.com

Private College Student Loan at Private Fast Loans.com
Singor545788
3 min - Jun 26, 2008


Private Fast Loans.com is also a Financial Adviser with 10 years as an Accountant and Student Loan Consolidator.it has the author of Defaulted Student Loan Consolidation. Are you in danger of default? Do you have a US guaranteed student or know of any one who does? Erase Your Student Loan Debt Without Penalty! I am very excited about the new service I am offering as an associate with Private Fast Loans.com. a national financial services firm that specializes in helping people discharge student loan debt without bankruptcy or harm to their credit. Many people qualify to get their guaranteed student loan completely discharged (canceled) and receive a refund of all the loan payments they have made on it.to learn more about this exciting offer, please visit our website at Private Fast Loans.com Get Quick Loan In Montgomery, Alabama Alabama Get Quick Loan In Juneau, Alaska Alaska Get Quick Loan In Phoenix, Arizona Arizona Get Quick Loan In Little Rock, Arkansas Arkansas Get Quick Loan In Sacramento, California California Get Quick Loan In Denver, Colorado Colorado Get Quick Loan In Hartford, Connecticut Connecticut Get Quick Loan In Dover, Delaware Delaware Get Quick Loan In Tallahassee, Florida Florida Get Quick Loan In Atlanta, Georgia Georgia Get Quick Loan In Honolulu, Hawaii Hawaii Get Quick Loan In Boise, Idaho Idaho State Get Quick Loan In Springfield, Illinois Illinois Get Quick Loan In Indianapolis, Indiana Indiana Get Quick Loan In Des Moines, Iowa Iowa Get Quick Loan In Topeka, Kansas Kansas Get Quick Loan In Frankfort, Kentucky Kentucky Get Quick Loan In Baton Rouge, Louisiana Louisiana Get Quick Loan In Augusta, Maine Maine Get Quick Loan In Annapolis, Maryland Maryland Get Quick Loan In Boston, Massachusetts Massachusetts Get Quick Loan In Lansing, Michigan Michigan Get Quick Loan In St. Paul, Minnesota Minnesota Get Quick Loan In Jackson, Mississippi Mississippi Get Quick Loan In Jefferson City, Missouri Missouri

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Student Loan Consolidation

Student Loan Consolidation

Unknown length - Jun 19, 2008


Student Loan Consolidation

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Student Loan Consolidation

Student Loan Consolidation
dcbestcash23
55 sec - Dec 29, 2007


http://www.loan98.com/student-loan-consolidation.html Student Loan Consolidation, FREE PROGRAM! And save up to $150.00 Every Month! http://www.loan98.com/student-loan-consolidation.html

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Student Loan Consolidation Explained with Play-Doh

Student Loan Consolidation Explained with Play-Doh

Unknown length - Jun 18, 2008


Confused about loan consolidation? This film will explain how it all works using Play-Doh (tm). Visit StudentLoanConsolidator.com for more info!

Read full post here.

Student Loan Ninjette: About-Student-Loans.com

Student Loan Ninjette: About-Student-Loans.com

45 sec - Feb 20, 2008


The student loan ninjette is here to help college students find out everything they need to know about student loans from locating low-interest students loans to consolidation.

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Student Loan Consolidation Video

Student Loan Consolidation Video

Unknown length - Jun 3, 2008


Student Loan Consolidation Video

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Student Loans - The Joy of Consolidation: Episode II

Student Loans - The Joy of Consolidation: Episode II
esu29
8 min - Sep 26, 2007


Three friends band together to find the best student loan lender that can alleviate their pain from student loan debt. Episode II concludes their journey to freedom.

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Good Borrower, Bad Borrower (higher quality)

Good Borrower, Bad Borrower (higher quality)
theloangeek
1 min - May 3, 2007


the loan geek says: "Don't be a BAAAAAD borrower!" Essential student loan advice! www.cslf.com student loan consolidation stafford loans PLUS/GRAD PLUS loans alternative loans

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Student Loans - The Curse of Education: Episode I

Student Loans - The Curse of Education: Episode I
esu29
7 min - Sep 26, 2007


Three friends band together in a quest to find the best student loan consolidator that can alleviate their pain from student loan debt. Episode I is the start of their unplanned journey.

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Refinance Mortgage

Refinance Mortgage

Unknown length - Dec 16, 2007


explore the option of refinancing a loan as opposed to taking out a second mortgage. When you refinance a mortgage you are taking out a secured loan that will replace your existing mortgage. As the numbers of foreclosures increase around the country, it is important to consider all of your options.

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DEBT CONSOLIDATION AND DEBT MANAGEMENT FOR BAD CREDIT

DEBT CONSOLIDATION AND DEBT MANAGEMENT FOR BAD CREDIT
seojc20
1 min - Feb 13, 2008


Free Debt Consolidation and Debt Management Help. Get Answers Here...

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Refinance Mortgage

Refinance Mortgage

Unknown length - Dec 16, 2007


About Refinance of Mortgage

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Refinance Mortgage

Refinance Mortgage

Unknown length - Dec 16, 2007


Mortgage Refinance

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DEBT CONSOLIDATION LOANS-FREE INFO

DEBT CONSOLIDATION LOANS-FREE INFO
seojc20
1 min - Feb 13, 2008


You may be drowning in debt or feeling like you need to consolidate your debt. You can find free info to help you at http://debt.my-simple.info. All information is 100% free.

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Student Loan Ninjette - www.about-student-loans.com

Student Loan Ninjette - www.about-student-loans.com
StudentLoanNinjette
45 sec - Jan 3, 2008


http://www.about-student-loans.com The Student Loan Ninjette will teach you how to increase your student loan skills. Our college years can be very stressful. Trying to juggle classes, study, get homework in on time, develop your social life, sleep, work, fight pirates and participate in extracurricular activities (not to mention all the domestic chores such as shopping, cooking, cleaning and laundry) is a pain in the -you know where-. However, the most stressful and agonizing aspect of college life is usually figuring out how to pay for it all (unless you're lucky enough to have a rich uncle). About-Student-Loans.com will help you get the information you need to find a student loan that is perfect for you! We also provide free information on other student finance options such as scholarships and grants. Student Loan Alternatives- http://www.about-student-loans.com/student-loan-alternatives/ An "alternative college loan," also known as a private college loan, is different than a federal student loan. Click here to see if it's right for you. Low-Interest Student Loans- http://www.about-student-loans.com/low-interest-student-loans/ Find out how to get the low interest college education loans you've been looking for. What are the qualifications for obtaining a low interest loan? Where can you find one? Is there a low-interest federal government loan? Student Loan Consolidation- http://www.about-student-loans.com/student-loan-consolidation Great information on school loan consolidation. Student education loans can get out of hand sometimes, especially once you've graduated from college. Debt consolidation may or may not be the best option for you. Consolidation is when you compile all your student loans into one. Whether it's private loan consolidation or Stafford loan consolidation, read these articles to find out if student consolidation loans are right for you. Stafford Student Loans- http://www.about-student-loans.com/stafford-student-loans/ Stafford student loans are the most popular loans. Why? Check out our Stafford Student Loan information page to find out! And to check out information on other federal student loans. Managing Student Debt- http://www.about-student-loans.com/managing-student-debt/ Awesome information that will help you successfully manage your student debt and reduce it as quickly as possible. Also, tips to help you make more and spend less! Student Finance Options- http://www.about-student-loans.com/student-finance-options/ Taking out a loan isn't your only option, and quite often it isn't the best choice for you. Scholarships and grants are great alternatives to taking out a loan because you don't have to pay them back. Visit our Student Finance Options page to explore finance options other than student loans. Other College Information- http://www.about-student-loans.com/other-college-information/ Learning how to take out loans, find scholarships, and manage your debt are all great things that you ought to know while your in college. However, there are other important things that college students should know. Here are Other College Articles that explain a few of these important things. We are always looking for additional articles. If you have an article you would like to submit about student loans, please fill out the form here and we will post it shortly.

Read full post here.

Bad Credit Mortgage Loans

Bad Credit Mortgage Loans

Unknown length - Dec 16, 2007


Mortgage Refinance

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Private College Student Loan at Private Fast Loans.com

Private Fast Loans.com is also a Financial Adviser with 10 years as an Accountant and Student Loan Consolidator.it has the author of Defaulted Student Loan Consolidation. Are you in danger of default? Do you have a US guaranteed student or know of any one who does? Erase Your Student Loan Debt Without Penalty! I am very excited about the new service I am offering as an associate with Private Fast Loans.com. a national financial services firm that specializes in helping people discharge student loan debt without bankruptcy or harm to their credit. Many people qualify to get their guaranteed student loan completely discharged (canceled) and receive a refund of all the loan payments they have made on it.to learn more about this exciting offer, please visit our website at Private Fast Loans.com Get Quick Loan In Montgomery, Alabama Alabama Get Quick Loan In Juneau, Alaska Alaska Get Quick Loan In Phoenix, Arizona Arizona Get Quick Loan In Little Rock, Arkansas Arkansas Get Quick Loan In Sacramento, California California Get Quick Loan In Denver, Colorado Colorado Get Quick Loan In Hartford, Connecticut Connecticut Get Quick Loan In Dover, Delaware Delaware Get Quick Loan In Tallahassee, Florida Florida Get Quick Loan In Atlanta, Georgia Georgia Get Quick Loan In Honolulu, Hawaii Hawaii Get Quick Loan In Boise, Idaho Idaho State Get Quick Loan In Springfield, Illinois Illinois Get Quick Loan In Indianapolis, Indiana Indiana Get Quick Loan In Des Moines, Iowa Iowa Get Quick Loan In Topeka, Kansas Kansas Get Quick Loan In Frankfort, Kentucky Kentucky Get Quick Loan In Baton Rouge, Louisiana Louisiana Get Quick Loan In Augusta, Maine Maine Get Quick Loan In Annapolis, Maryland Maryland Get Quick Loan In Boston, Massachusetts Massachusetts Get Quick Loan In Lansing, Michigan Michigan Get Quick Loan In St. Paul, Minnesota Minnesota Get Quick Loan In Jackson, Mississippi Mississippi Get Quick Loan In Jefferson City, Missouri Missouri

Author: Singor545788
Keywords: credit cards private loan cosolidation student payday Mortgage Refinance Home Equity Auto Loans
Added: June 25, 2008

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Student Loan Information

http://www.how-to-get-a-student-loan.com Free Student Loan Information. Learn how to get a student loan, student loan repayment and student loan debt consolidation. All the student loan information you will need. Best source of Student Loan Information -Read Now

Author: toodaggonhigh72
Keywords: Student Loan information student loan repayment debt consolidation financial aid college
Added: April 19, 2008

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DEBT CONSOLIDATION AND DEBT MANAGEMENT FOR BAD CREDIT

Free Debt Consolidation and Debt Management Help. Get Answers Here...

Author: seojc20
Keywords: debt asset ratio assistance calculator collection collectors consolidation and management for bad credit consolidate college loans debts card free loan uk us usa non profitdebt ukdebt consolidatorsdebt consolodation loansdebt counselingdebt curesdebt cures they don't want you to know aboutdebt elimination
Added: February 13, 2008

Read full post here.

DEBT CONSOLIDATION LOANS-FREE INFO

You may be drowning in debt or feeling like you need to consolidate your debt. You can find free info to help you at http://debt.my-simple.info. All information is 100% free.

Author: seojc20
Keywords: debt asset ratio assistance calculator collection collectors consolidation and management for bad credit consolidate college loans debts card free loan uk us usa non profitdebt ukdebt consolidatorsdebt consolodation loansdebt counselingdebt curesdebt cures they don't want you to know aboutdebt elimination
Added: February 13, 2008

Read full post here.

Student Loan Consolidation Video

Watch the http://www.bills.com student loan consolidation video to discover the rules regarding federal and private student loan consolidation.

Author: BillsDotCom
Keywords: student loan consolidation video private loans college debt
Added: January 3, 2008

Read full post here.

Student Loan Ninjette - www.about-student-loans.com

http://www.about-student-loans.com The Student Loan Ninjette will teach you how to increase your student loan skills. Our college years can be very stressful. Trying to juggle classes, study, get homework in on time, develop your social life, sleep, work, fight pirates and participate in extracurricular activities (not to mention all the domestic chores such as shopping, cooking, cleaning and laundry) is a pain in the -you know where-. However, the most stressful and agonizing aspect of college life is usually figuring out how to pay for it all (unless you're lucky enough to have a rich uncle). About-Student-Loans.com will help you get the information you need to find a student loan that is perfect for you! We also provide free information on other student finance options such as scholarships and grants. Student Loan Alternatives- http://www.about-student-loans.com/student-loan-alternatives/ An "alternative college loan," also known as a private college loan, is different than a federal student loan. Click here to see if it's right for you. Low-Interest Student Loans- http://www.about-student-loans.com/low-interest-student-loans/ Find out how to get the low interest college education loans you've been looking for. What are the qualifications for obtaining a low interest loan? Where can you find one? Is there a low-interest federal government loan? Student Loan Consolidation- http://www.about-student-loans.com/student-loan-consolidation Great information on school loan consolidation. Student education loans can get out of hand sometimes, especially once you've graduated from college. Debt consolidation may or may not be the best option for you. Consolidation is when you compile all your student loans into one. Whether it's private loan consolidation or Stafford loan consolidation, read these articles to find out if student consolidation loans are right for you. Stafford Student Loans- http://www.about-student-loans.com/stafford-student-loans/ Stafford student loans are the most popular loans. Why? Check out our Stafford Student Loan information page to find out! And to check out information on other federal student loans. Managing Student Debt- http://www.about-student-loans.com/managing-student-debt/ Awesome information that will help you successfully manage your student debt and reduce it as quickly as possible. Also, tips to help you make more and spend less! Student Finance Options- http://www.about-student-loans.com/student-finance-options/ Taking out a loan isn't your only option, and quite often it isn't the best choice for you. Scholarships and grants are great alternatives to taking out a loan because you don't have to pay them back. Visit our Student Finance Options page to explore finance options other than student loans. Other College Information- http://www.about-student-loans.com/other-college-information/ Learning how to take out loans, find scholarships, and manage your debt are all great things that you ought to know while your in college. However, there are other important things that college students should know. Here are Other College Articles that explain a few of these important things. We are always looking for additional articles. If you have an article you would like to submit about student loans, please fill out the form here and we will post it shortly.

Author: StudentLoanNinjette
Keywords: ninja ninjette student loans college financing low interest stafford consolidation managing debt options
Added: January 2, 2008

Read full post here.

Student Loan Consolidation

http://www.loan98.com/student-loan-consolidation.html Student Loan Consolidation, FREE PROGRAM! And save up to $150.00 Every Month! http://www.loan98.com/student-loan-consolidation.html

Author: dcbestcash23
Keywords: student loan consolidation program consolidate college debt
Added: December 29, 2007

Read full post here.

College and Its Consequences [SIC-Vids Contest Entry]

My entry to the ScholarPoint SIC-Vids Contest. UPDATE 01.31.08: I won the grand prize of $5,000!

Author: OOprincegomolvilasOO
Keywords: SIC Vids Student Loan Consolidation Loans ScholarPoint
Added: December 5, 2007

Read full post here.

Student Loans - The Joy of Consolidation: Episode II

Three friends band together to find the best student loan lender that can alleviate their pain from student loan debt. Episode II concludes their journey to freedom.

Author: esu29
Keywords: student loan debt consolidation graduate college financial consolidate curse education joy
Added: September 26, 2007

Read full post here.

Student Loans - The Curse of Education: Episode I

Three friends band together in a quest to find the best student loan consolidator that can alleviate their pain from student loan debt. Episode I is the start of their unplanned journey.

Author: esu29
Keywords: student loan debt consolidation graduate college financial aid consolidate curse education
Added: September 26, 2007

Read full post here.

Student Loans

http://mononom.com/Student-Loans/Now student loan consolidation program, student loan, student loan consolidation, consolidate loan student, college student loan, student loan debt consolidation, private student loan, federal student loan, sallie mae student loan, federal student loan consolidation, bad credit student loan, private student loan consolidation, student loan debt, government student loan consolidation, acs student loan, citibank student loan, student loan consolidation rate, best consolidation loan student, student loan consolidations, student loan consolidation center, direct student loan, student loan refinancing, direct student loan consolidation, student loan consolidation calculator, company consolidation loan student, consolidation loan service student, student loan consolidation services, refinance student loan, government student loan, consolidation interest loan rate student, great lake student loan, sallie mae student loan consolidation

Author: studentloans
Keywords: student loan consolidation debt finance money loans mortgages
Added: July 1, 2007

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Good Borrower, Bad Borrower (higher quality)

the loan geek says: "Don't be a BAAAAAD borrower!" Essential student loan advice! www.cslf.com student loan consolidation stafford loans PLUS/GRAD PLUS loans alternative loans

Author: theloangeek
Keywords: student loans loan consolidation default financial aid college education stafford federal theloangeek graduating
Added: May 3, 2007

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FAP809: Quack like a duck, pay for college

FAP809: Quack like a duck, pay for college

Listen now:

Student Financial Aid News
+ Free credit reports, scores, and monitoring from Transunion
+ Chronicle: the U.S. Senate overwhelmingly approved legislation last week that would significantly expand veterans’ tuition benefits while providing billions of dollars for the wars in Iraq and Afghanistan. The bill awaits action in the House, where the president has enough Republican support to sustain a veto. In his address, the president said Congress should pass a bill to pay for the wars that is not “loaded up” with unrelated domestic spending.
+ Speaker of the House Nancy Pelosi reacted to the message by saying Congress wanted to “launch a new GI Bill for a full, four-year education for the veterans of Iraq and Afghanistan.” The administration opposes the Senate bill because it would give the college benefits to veterans with three years of service, which, it says, would discourage them from re-enlisting.
+ Is or was the lending crisis real? Have you been applying for student loans and found it any different than previous years? Let me know!

Scholarship Update
+ Chick and Sophie Major Memorial Scholarship
+ Duck calling scholarship open to all US high school seniors
+ $1,500 scholarship
+ Details at our free college scholarship search site

Financial Aid 101
+ For many who have graduated, it’s time to start thinking about student loan repayment
+ Grace periods - Stafford loans have 6 months, Perkins loans have 9 months
+ For any unsubsidized Stafford loan, the clock is running
+ For Stafford and PLUS loans taken out prior to July 1, 2006, you have variable interest rates - for graduating seniors, that’s probably freshman and sophomore year loans
+ Resetting rates take effect July 1
+ 3.60% - Stafford loans in grace (down from 6.62%)
+ 4.21% - Stafford loans in repayment (down from 7.22%)
+ 5.01% - Parent PLUS loans (down from 8.02%)
+ Wait until July 1, 2008 for student loan consolidation
+ Make extra payments to principal if possible
+ New Stafford subsidized loans start at 6.0% this July 1
+ Private student loans can fill the gap between scholarships, federal aid, and the cost of college

Did you enjoy today’s show? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
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Reminders
+
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ Open an FDIC-insured savings account today!
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ Student credit card information at StudentPlatinum.com
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Edvisors Jobs
+ Grad student? Get graduate financial aid information at the GradLoans.com blog!
+ Stafford federal student loans at StaffordLoan.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.

I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.

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FAP807: Finding a summer job in a tight economy

FAP807: Finding a summer job in a tight economy

Listen now:

Student Financial Aid News
+ Chronicle: Citibank (ticker: C), one of the nation’s largest providers of student loans, has told a series of colleges in recent days that it won’t be doing business with them any longer.
+ The bank’s student-lending division, the Student Loan Corporation, said in a statement that it was “suspending lending at certain schools where we anticipate processing minimal loan volume. We have also temporarily suspended lending at schools which tend to have loans with lower balances and shorter periods over which we earn interest.”
+ There have been a LOT of emails on private financial aid discussion lists about this - some schools are dropping Citibank as a lender for not supporting other fellow schools

Scholarship Update
+ Albright College Warren L. Davis Scholarships
+ The Warren L. Davis Scholarships are full-tuition scholarships, worth $26,620 for the 2006-2007 academic year and approximately $110,000 over four years. The College invites about 75 of its top applicants to apply for these scholarships and awards two Davis Scholarships each year. The Davis scholarship is renewable as long as the student maintains a 3.3 grade point average.
+ Details at our free college scholarship search site
+ Our May $1,000 scholarship drawing is just a couple of days away - sponsored by GradLoans.com Graduate Student Loans

Mail Bag
+ Jeff writes in: Thanks for the effort you put into the Financial Aid Podcast. I learn so much from your show each day.
+ Due to divorce, my daughter spends more time at her mom’s house than she does at mine. I understand that in this situation her mom’s income will be the information reflected on the FAFSA. Unfortunately her mom doesn’t have the best credit and I’m wondering what, if anything, can be done about this. What insight can you provide into this situation? Your help is appreciated.
+ The FAFSA regs do state that the primary parent will be the one where the child lives more than 50% of the time - so unless you can alter that arrangement, she will continue to be the primary parent. That said, only the PLUS loan and private student loans are credit based, and private student loans don’t require the FAFSA

Jobcast
+ Lots of articles about how summer employment for high school and college kids is harder than ever to find
+ In some cases, kids may be competing for the same jobs as parents
+ Figure out what your schedule is, what kind of pay you’re looking for, and most importantly, what the long term benefits of the job will be
+ What kind of networking opportunity will it present?
+ Have business cards - even if you don’t have a job
+ Prep a nice professional web site for yourself
+ Don’t expect to be making the big money (though it’s nice if you are)
+ Bring your unique skills to companies that need them
+ Social networking and new media are hot right now and a LOT of companies don’t know even where to start - but anyone under the age of 18 can set up a Facebook Fan Page or MySpace profile in about 10 minutes - use this knowledge gap to your advantage
+ Lack of experience can be made up for with knowledge
+ If you can afford it, unpaid internships are great, too
+ Be mindful of your income protection allowance for financial aid - $3,080 on the FAFSA
+ Work study does NOT count against your income

Did you enjoy today’s show? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
+ Click here to subscribe by email
+ Subscribe in iTunes
+ Click here to add the Financial Aid Podcast to Google Reader or your Google Homepage

Direct MP3 file download: Click here to download the MP3

Reminders
+
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ Open an FDIC-insured savings account today!
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ Student credit card information at StudentPlatinum.com
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Student loan consolidation at StudentLoanConsolidator.com
+ Grad student? Get graduate financial aid information at the GradLoans.com blog!
+ Stafford federal student loans at StaffordLoan.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.

I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.

Visit FinancialAidPodcast.com for more!

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Our View From the Park: Affording Higher Education - May 16,2008

Join Minneapolis Community and Technical College Library staff in a conversation about issues important on campus, in libraries, in our communities that are on our mind. In this show, Angie Christensen and Murphy Cannon from the MCTC Financial Aid office will join us to discuss the implications of major lenders such as TCF, JP Morgan Chase, and Citibank pulling out of providing student loans to students in two-year schools. We'll also talk about loan consolidation and scholarship options.

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FAP777: Birthday, Sallie Mae Student Loan Consolidation, HELOC

FAP777: Birthday, Sallie Mae Student Loan Consolidation, HELOC

Listen now:

Student Financial Aid News
+ Happy Student Loan Network anniversary Monique Leonard!
+ The Financial Aid Podcast celebrates 3 years on the air!
+ Hat tips to Mitch Joel, Erik & Diana, and pretty much my entire address book for this story:
+ Chronicle: Sallie Mae (ticker: SLM) announced today in a letter to colleges that it would no longer offer student loan consolidation under the federally guaranteed loan program. Students typically consolidate their loans after they graduate, combining loans from each of their years in college into a single loan to make it easier to manage when paying back the money. Until recent months, consolidations had been regarded as a highly profitable activity for loan companies because consolidation usually occurs as students enter years of repayment.
+ Lenders responsible for more than 16 percent of all student loans last year have left FFEL
+ In addition to announcing the termination of its consolidation-loan business, Sallie Mae told colleges that it would no longer pay for students the federally mandated origination fee on government-backed loans. “With the large number of lenders exiting the program,” Mr. Andrews and Mr. Feierstein wrote, “Sallie Mae cannot justify subsidizing some students at the expense of others who may be unable to get funds for college.”
+ What does this mean for you? If you’re graduating this summer, you’ll have fewer student loan consolidation options - but wait until after July 1 anyway.

Scholarship Update
+ Spring Break Photo Scholarship Contest
+ Whether you take a trip every year to the beach or hit the slopes in the snowy mountains - everyone makes plans for Spring Break. Send us a photo of your fun filled vacation or write a blog telling us about how you spent your break. If you have a video, upload it to the campaign and we’ll see if you made the most out of the best week in spring! No purchase necessary. No purchase necessary. Open to anyone who is a resident of the 50 United States, District of Columbia or Canada (excluding Quebec), has access to the Internet, and is 13 or older at the time of entry.
+ Deadline June 30
+ Details at our free college scholarship search site

Mail Bag
+ Lynne writes in: My daughter has financial aid in her private college. I am trying to get an equity loan and they are offering me a line of credit as well. If I get the loan I need it to lower my credit card interest rates and there fore consolidate them at a lower rate. If I take the line of credit also for “A rainy day” will the financial aid people want me to use that money for college tuition. I never asked for the line the bank is trying to just give it to me as I have more equity on my home than I am asking a loan for. Please help me. I don’t want to jeopardize my daughters financial aid for a “rainy day” that might never happen. Thank you Lynne
+ Any money you have is calculated on the FAFSA in checking or savings
+ It will count against you as a resource
+ In a rapidly falling real estate market - like the entire United States and a good chunk of Europe - the last thing you want to do is borrow equity if you’re anywhere close to the current assessed value of your house. If the market declines even a little when you’re at 100% loan to value, you suddenly become upside down, which means you owe more on your house than it’s worth
+ If you need a parent loan option, consider a PLUS loan, which is a federally guaranteed loan for parents of undergraduate students. Fixed 8.5% interest rate and the whole host of federal loan benefits, including no collateral.
+ Also, in recent news, banks have been outright canceling home equity loans and lines of credit arbitrarily, so if you’re counting on it, it may not be there for you

Did you enjoy today’s show? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
+ Click here to subscribe by email
+ Subscribe in iTunes
+ Click here to add the Financial Aid Podcast to Google Reader or your Google Homepage

Direct MP3 file download: Click here to download the MP3

Reminders
+
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ Open an FDIC-insured savings account today!
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ Student credit card information at StudentPlatinum.com
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Grad student? Get graduate financial aid information at the GradLoans.com blog!
+ Stafford federal student loans at StaffordLoan.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.

I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.

Visit FinancialAidPodcast.com for more!

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FAP776: US News and World Report, Free Stuff Friday

FAP776: US News and World Report, Free Stuff Friday

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Student Financial Aid News
+ Hey, we’re in US News and World Report!
+ An article by Kim Palmer and a followup blog post by Richard Mondello
+ I thought it was a good piece, informative, except for this paragraph:
+ “But consumer advocates are concerned that students may not realize or consider that these educational messages are coming from people who want their business, not unbiased sources. “It looks a little bit too much like disinterested information when in fact it is a student loan company…. There’s a conflict there,” says Robert Shireman, executive director of the Project on Student Debt, of the Student Loan Network’s website and podcast. (Penn says the company affiliation is always clearly displayed.)”
+ I just want to check with y’all - is anyone not clear that this podcast is published by the Student Loan Network, that the Student Loan Network is a student loan company, and that when I plug student loan services, they’re services of the Student Loan Network?
+ Do I need pimp music? Yes I do! (some tongue in cheek humor)
+ Stafford federal student loans at StaffordLoan.com
+ Parent PLUS loans at ParentPLUSLoan.com
+ Graduate student loans at GradLoans.com
+ Private student loans at AlternativeStudentLoan.com
+ Of course not. Only smart, highly motivated people listen to the Financial Aid Podcast
+ In all seriousness, there have been in the past some marketing practices that were deceptive by other student loan companies - at the height of student loan consolidation craziness, I got mailings that looked almost like Department of Education notices, bills, credit cards, offers for iPods, phones, free iTunes, you name it.
+ If you want to see a few samples, here’s a link to our Wall of Competition.

Scholarship Update
+ ScholarshipExperts.com is now accepting online applications for the ScholarshipExperts.com Do-Over Scholarship. Five scholarship recipients will be chosen to receive a $1,000 scholarship. Winners will be notified via email and/or postal mail on or around August 30, 2008.
+ Applicants must: Be thirteen (13) years of age or older at the time of application Be legal residents of the fifty (50) United States or the District of Columbia Be currently enrolled (or enroll no later than the fall of 2013) in an accredited post-secondary institution of higher education Submit an online short written response (250 words or less) for the question: “If you were given one ‘do-over,’ would you: (a) use it for yourself; (b) give it to another person; or (c) choose not to use it?” Please explain your choice.
+ Application Deadline: June 30, 2008 at 11:59 pm Eastern Daylight Saving Time
+ Details at our free college scholarship search site

Free Stuff Friday
+ Free reusable tote bag - hat tip to Freebie Fridays
+ Free survey software - inside Google Docs, of all places
+ 9 free digital organizers
+ I’ve been using Things for the Mac lately - it will not be free once it comes out of beta, but boy is it useful
+ DelayCast - timely!
+ Free WiFi Finder
+ I’ve covered it before but it’s worth re-emphasizing - TED Talks is one of the best video podcasts ever. If you’re just tuning in, check out Al Gore’s newest talk, plus Dr. Jill Taylor
+ Timely: Free IRS tax filing online for AGI < $54K
+ Timely: Free IRS filing solely if you want to claim your economic stimulus
+ Please consider doing something useful with your stimulus check
+ Open a savings account and sit on it
+ Donate it to a charity
+ Invest it for the long term in an environmental company like wind or solar

Free Song of the Week
+ Natives of the New Dawn, Good Day

Did you enjoy today’s show? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
+ Click here to subscribe by email
+ Subscribe in iTunes
+ Click here to add the Financial Aid Podcast to Google Reader or your Google Homepage

Direct MP3 file download: Click here to download the MP3

Reminders
+
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ Open an FDIC-insured savings account today!
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ Student credit card information at StudentPlatinum.com
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Grad student? Get graduate financial aid information at the GradLoans.com blog!
+ Stafford federal student loans at StaffordLoan.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.

I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.

Visit FinancialAidPodcast.com for more!

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FAP775: Underwear scholarship, FAFSA, LinkedIn JobCast

FAP775: Underwear scholarship, FAFSA, LinkedIn JobCast

Listen now:

Student Financial Aid News
+ Yesterday we had a terrific live episode talking about the student lending crisis - over 250 people tuned in live, and probably three times as many asked if they could grab a copy later
+ Why yes, yes you can! It will be next Wednesday’s episode. If you’re hearing the sound of my voice, you already know where to find it when it comes out.
+ Taxes are due April 15 if you haven’t filed already
+ Inside Higher Ed: Columbia University’s School of Law recently announced changes to its 25-year-old Loan Repayment Assistance Program that helps graduates going into public interest or public service careers. Graduates borrow money from the law school to pay their student loans. If they work long enough in public interest jobs, the law school forgives the debt.
+ In the past, benefits began to phase out once a person’s income level exceeds $25,000 per year. Under the revamped program, the income threshold is $50,000 for students who graduate in 2008 or later. (The university says that is the highest threshold of any such program in the country.)
+ Some alumni are upset that the changes don’t apply to them, and members of a group have written a letter asking the university reconsider its decision.
+ Forbes: Student lender Nelnet Inc. has sold two student loan portfolios with total outstanding balances of $858 million and $428 million, according to a Securities and Exchange Commission filing on Wednesday, to an unnamed large national bank.
+ Probably either Citigroup (ticker: C), JP Morgan (ticker: JPM), or Bank of America (ticker: BAC) since those guys are the only ones with very large cash reserves left
+ The combined purchase price represented about 98 percent of the principal balance of the loan portfolios and included about $842 million of student loan consolidation loans, Nelnet said.
+ Nelnet also disclosed that it held about $600,000 of private student loans on its balance sheet that are insured by The Education Resource Institute, or TERI, as of March 31. TERI, a nonprofit firm that provides financial guarantees, filed for bankruptcy protection late Monday.
+ Nelnet said is currently not originating new private student loans to be held on its balance sheet.
+ What does this mean for you? If you have loans with Nelnet, they may just have been sold, but that likely won’t impact you as the servicing/paperwork part will remain the same

Scholarship Update
+ In Brief Scholarship
+ This is by far the strangest scholarship I’ve ever seen
+ Communication is key to your sexual health - a simple chat BEFORE you get naked can help stop the spread of STDs, HIV and unplanned pregnancies. Start the conversation now by designing a pair of boxers, panties or a t-shirt with a design or message that says that YOU’RE GOING TO PLAY SAFE. Let your undies be your guide. No purchase necessary. Open to anyone who is a resident of the 50 United States or the District of Columbia, has access to the Internet, and is 14 or older at the time of entry.
+ $1,000 first place
+ $500 second place
+ Deadline May 15
+ Details at our free college scholarship search site

Mail Bag
+ William wrote in: I just started listening to your podcast this year. I like it a lot and got a lot of great information. I had a question about the fafsa. I am planning on getting married in AUG. on the fafsa it asks your marital status. should I put married, if I plan on being married when I go to school in the fall (sept). thank you for your time.
+ FAFSA data is at the time of filing

JobCast Thursdays
+ Transforming yourself into a digital hub with LinkedIn and HelpAReporter.com
+ LinkedIn is a career and professional network - and it lets you develop a large group of people from a variety of backgrounds
+ LinkedIn feeds network effects - the more people in your network, the more valuable you and your network become
+ As jobs and opportunities begin to flow into your network, you’ll find most don’t apply to you, but you can then refer others to those opportunities
+ Develop a reputation as a person who can connect others to resources
+ You yourself don’t need to even be employed - you can do this as a grade school student, practically
+ Here’s the twist - as you get to know your network better, you’ll begin to learn about what your contacts are doing, what professions they have
+ HelpAReporter.com is a free service by Peter Shankman, a PR professional, that sends out queries from reporters for stories about all kinds of stuff that isn’t relevant
+ Provide as much value to your network as possible - give, give, give

Did you enjoy today’s show? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
+ Click here to subscribe by email
+ Subscribe in iTunes
+ Click here to add the Financial Aid Podcast to Google Reader or your Google Homepage

Direct MP3 file download: Click here to download the MP3

Reminders
+
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ Open an FDIC-insured savings account today!
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ Student credit card information at StudentPlatinum.com
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Grad student? Get graduate financial aid information at the GradLoans.com blog!
+ Stafford federal student loans at StaffordLoan.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.

I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.

Visit FinancialAidPodcast.com for more!

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FAP763: The Dark Side of No-Loan College Admissions

FAP763: The Dark Side of No-Loan College Admissions

Student Financial Aid News
+ Great analysis piece on Inside Higher Ed about the darker side of colleges going no-loan
+ For colleges that go no-loan without being need-blind without changing the total amount of aid awarded, you effectively have more financial aid going to fewer students
+ Quick primer: need blind means that the ability to pay for school is not a consideration for financial aid or admissions
+ For the vast majority of private colleges that are not need blind, some percentage of slots are awarded not to the best applicants, but to the best applicants who can pay.
+ When a non-need-blind college goes no loan, it means that the financial aid budget is used up faster - and that means more slots awarded not to the best students, but to the best students who can pay sticker price, ultimately excluding more low-income students
+ Those low or middle income students who are the very best of the best will get in and get a free ride
+ Those low or middle income students who are great but not the cream of the crop will not get in, period, unless the college has a mega-billion-dollar endowment and a willingness to spend it, or are willing to pay sticker price
+ What does this mean for you? Look for colleges that are need-blind when searching for a college to attend, or reading financial aid award letters
+ Be aware that at a need-aware school, you will probably need to take out both federal student loans and private student loans if you are strongly intent on attending the school and paying sticker price
+ Be aware that at a need-aware school, you may actually pay sticker price.

Scholarship Update
+ I Heart Tap Water Student Video Contest
+ Have you got love for tap water? Food & Water Watch is challenging college students from around the U.S. to declare their love for tap water –– and get it on film. Breaking the bottled water habit means not only recognizing the health, environmental and economic costs of bottled water but also building renewed confidence in tap water that is safe and affordable. Show your love for tap water by participating in the I Heart Tap Water Video Contest!
+ The Challenge: To produce a 30 second to 3 minute video that includes the following three elements:
+ A declaration of your love for tap water
+ Some discussion about bottled water consumption
+ Make the case for why your school or any campus should give up bottled water
+ Our first place winner will receive a $1,500 award, and his or her video will be featured prominently on the Take Back the Tap website;
+ the second place runner–up will receive a $500 prize; and
+ the third place winner will receive a Take Back the Tap gift bag.
+ The contest begins on February 14th, 2008 and submissions will be accepted until April 14th, 2008.
+ Details at our free college scholarship search site

Mail Bag
+ Bill writes in: I have student loans from undergraduate and graduate school leading to an MA in art therapy and I am now a licensed mental health professional working in Florida in that industry. I have, years ago, already consolidated my student loans. Is there now available to me a means of either further consolidating my loans or obtaining loan foregiveness due to my working in the mental health care industry? Thank you.
+ Depends on the kind of loans and the kind of work you’re doing, as well as the kind of loan forgiveness program
+ Typically, once you’ve consolidated your student loans, it’s a one and done deal
+ Check out the Loan Forgiveness section of StudentScholarshipSearch.com
+ Helen writes in: Hi Chris - My daughter is a junior and I’m searching for scholarships and grants. If she actually gets any before I file the FAFSA next Jan. and she applies to schools, will it count against us in terms of EFC? How do they count if she gets them after the EFC is determined? Thanks! Helen
+ Outside scholarships do count against your EFC, which is a minor negative, but that is far outweighed by the fact that it’s money you don’t have to repay
+ You can try to time it for the first year, but obviously it catches up with you each subsequent year
+ Better to start early, apply early, and land as many as possible as a strategy

Promo
+ Financial Aid Podcast Live: Surviving the Credit Crunch

Did you enjoy today’s show? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
+ Click here to subscribe by email
+ Subscribe in iTunes
+ Click here to add the Financial Aid Podcast to Google Reader or your Google Homepage

Direct MP3 file download: Click here to download the MP3

Reminders
+
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ Open an FDIC-insured savings account today!
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ Student credit card information at StudentPlatinum.com
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Grad student? Get graduate financial aid information at the GradLoans.com blog!
+ Stafford federal student loans at StaffordLoan.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.

I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.

Visit FinancialAidPodcast.com for more!

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FAP759: FAFSA, Returning Loan Money, Mail Bag

FAP759: FAFSA, Returning Loan Money, Mail Bag

Listen now:

Student Financial Aid News
+ Inside Higher Ed: Two more colleges have joined the growing number pledging to eliminate student loans for low-income students. Claremont McKenna College announced Monday that it would eliminate loans from the aid packages of all current and new students, effective this coming fall. Lafayette College on Monday announced that it would eliminate loans in the packages of students from families with incomes of up to $50,000 and limit to $2,500 a year the loans in aid packages of families with incomes of between $50,000 and $100,000. Lafayette also announced plans to increase the size of its faculty by 35 positions (or about 20 percent) over five years, without increasing the size of the student body.
+ NASFAA: After the paper version of the FAFSA was published by the Department of Education (ED) and the FAFSA on the Web site went live on January 1, 2008, IRS changed the Form 4136 line item for reporting the credit for tax on special fuels from line 17 to line 18.
+ IRS Form 4136, line 18, is the correct line item to use for reporting the credit for tax on special fuels on Worksheet B for the 2008-09 award year.

Scholarship Update
+ Sports Changed My Life Scholarship
+ STAR/PAL wants to hear about the positive impact sports has had on your life. Maybe it was a coach that believed in you, the camaraderie of being part of a team, having the opportunity to play or the outlet it provided that kept you from going down the wrong path. Tell us your unique story and you could win cash and autographed San Diego Chargers and San Diego Padres swag! Plus we’ll donate $500 and a KODAK EASYSHARE 5300 All-in-One printer in your name to STAR/PAL, a non-profit organization with a mission to inspire and aid the youth of greater San Diego to make positive life choices through active participation in educational, athletic and recreational activities. No purchase necessary. Open to anyone who is a resident of the 50 United States or the District of Columbia, has access to the Internet, and is 13 or older at the time of entry.
+ $300 scholarship
+ $500 charitable donation
+ Deadline May 9
+ Details at our free college scholarship search site

Mail Bag
+ Marshall wrote in: I just signed my MPN for a W.Ford Federal Direct Loan and I have some questions. Iv been a listener of your podcast for about 2 months (via itunes).
+ How often and in what months should I be reapplying for the FASFA? every semester?
+ File your FAFSA every year as close to January 1 as possible
+ How often should I be visiting my Financial Aid office and asking for more financial aid money?
+ How do I return unused money? I cant find links on this anywhere on the loan website. Thank you in advance!

Did you enjoy today’s show? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
+ Click here to subscribe by email
+ Subscribe in iTunes
+ Click here to add the Financial Aid Podcast to Google Reader or your Google Homepage

Direct MP3 file download: Click here to download the MP3

Reminders
+
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ Private student loan consolidation at StudentLoanConsolidator.com
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ Student credit card information at StudentPlatinum.com
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Grad student? Get graduate financial aid information at the GradLoans.com blog!
+ Stafford federal student loans at StaffordLoan.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.

I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.

Visit FinancialAidPodcast.com for more!

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FAP758: Bear Stearns, JP Morgan, Mail Bag

FAP758: Bear Stearns, JP Morgan, Mail Bag

Listen now:

Student Financial Aid News
+ Bear Stearns (ticker: BSC), the investment bank, disappeared over the weekend. After a major stock crash on Friday, the 85 year old bank was bought by JP Morgan Chase (ticker: JPM). People with investments with Bear Stearns will have those investments and accounts be managed by JP Morgan.
+ What does this mean for you?
+ First, whether you’re saving for retirement or in a 529 college savings plan, make sure your investments are diversified, even internationally.
+ Second, financial stress on the system means the credit markets are not likely to unfreeze any time soon; make sure if you are thinking of getting a student loan that you at least get the applications you’ll need sooner rather than later
+ Stafford federal student loans
+ Parent PLUS loans
+ Private student loans
+ Third, because credit will be increasingly tight, make sure your credit record is spotless - pull your credit report and clean it up
+ Quick question: we’re always looking to diversify our own revenues - how the Student Loan Network makes money. If we offered a credit reporting service through one of the major agencies, would you buy it? There’s a poll on FinancialAidPodcast.com - please go vote!
+ Disclaimer: I’m completely unqualified to be offering investment advice. Consult a CFA or other certified planner.

Scholarship Update
+ Thomas G. Labrecque Smart Start Scholarship Program Each year 15-20 high school graduating seniors across New York City become part of the Thomas G. Labrecque Smart Start Scholarship Program. Since 1992 the Scholarship program has had an impact on over 220 students throughout the five boroughs of New York City by providing education, work-related and financial benefits. Scholarship recipients receive a full-tuition scholarship (less financial aid) to one of the following colleges:
+ Participation as a Smart Start student provides:
+ a paid internship at JPMorgan Chase throughout the student’s four years of college, which includes o specific work assignments o on-the-job training o full-time schedule in the summer and part-time schedule during the school year
+ yearly stipend for books and supplies
+ a support network of mentors, peer advisors and a Smart Start program manager to assist in assimilation into a corporate environment
+ career planning and development Who is eligible for the scholarship?
+ graduating seniors from New York City high schools who are New York City residents
+ students with legal authorization to work in the United States
+ students accepted to one of the participation colleges
+ students planning to major in any discipline except life science and fine arts
+ Details at our free college scholarship search site

Mail Bag
+ Fernando writes in: Hey Chris. I want to save money for a car but am afraid that such a sum of money will reduce the amount that I receive in the Pell Grant. I was thinking of opening a savings account under one of my sibling’s name, but my dad said that it may affect him when filing his taxes. What advice do you have (if any) or who should I talk to?
+ I’ve never heard of that scenario; a sibling savings account shouldn’t affect your father’s taxes at all
+ Wing writes in: i have some Lehman,, is it too late to sell? I brought some last Friday at 41 : (
+ Ouch. Lehman’s off 18% in pre-market trading this morning - sorry.
+ Disclaimer: I’m still completely unqualified to be offering investment advice. Consult a CFA or other certified planner.
+ Simon writes in: Long time listener, first time emailer. I was giving a presentation on social media today to a financial consultant and as a followup thought it would be good to send him some examples of social media used by financial consultants. Financial Aid podcast sort of fits the bill, but do you know of anything used by people who advise on which stocks to buy, which to sell etc.?
+ I’m a big fan of Bloomberg
+ Frank writes in: I need an answer I’m attending SFSU and have recievd financial aid but I am also an veteran, my question is why can’t I used my GI Bill and recieved Financial aid…that’s what I was told and financial aid is not enough
+ You’ll definitely want to talk to two people - your financial aid officer, and a benefits officer at the VA - I’m unsure which has precedence first, though I believe it’s the GI Bill benefits. Take a look at your award letter as well from SFSU to determine which aid is being awarded, and in what order. If the GI Bill benefits don’t show up there, ask your financial aid officer

Did you enjoy today’s show? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
+ Click here to subscribe by email
+ Subscribe in iTunes
+ Click here to add the Financial Aid Podcast to Google Reader or your Google Homepage

Direct MP3 file download: Click here to download the MP3

Reminders
+
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Grad student? Get graduate financial aid information at the GradLoans.com blog!
+ Stafford federal student loans at StaffordLoan.com
+ Student loan consolidation at StudentLoanConsolidator.com
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.

I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.

Visit FinancialAidPodcast.com for more!

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FAP757: Free coffee, free food, Free Stuff Friday

FAP757: Free coffee, free food, Free Stuff Friday

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Student Financial Aid News
+ Chronicle: Congress cut subsidies to private lenders while tightening rules on how they operate. More than a dozen lenders have already announced that they are leaving or scaling back their participation in the federally guaranteed loan program, and many more could follow.
+ Congress’s changes, though, may prove responsible for only a fraction of the turmoil facing private lenders. The tightening of credit has prevented many lenders from raising needed capital and, combined with subsidy cuts, has led some lenders to conclude that the federally guaranteed program is no longer a worthwhile enterprise.
+ Most interesting tidbit from the article was a comment that the Department of Education Direct Loan program will have newer, easier to use systems that will allow colleges to offer both FFEL and Direct lending programs together
+ Believe it or not, that’s a good thing - it puts Direct Lending on an equal footing as any other federal student loan program and opens up the remaining 19% of colleges that are Direct-only to FFEL lenders
+ Inside Higher Ed also reports that the vast majority of students don’t go hog wild on Spring Break, instead opting for school sponsored trips or just going home.

Scholarship Update
+ Detroit Queen of the Highlands scholarship
+ Perfect example of a small local scholarship
+ $1,000 award
+ June 2 deadline
+ Must be of Scottish descent
+ Details at our free college scholarship search site

Free Stuff Friday
+ BlueLock for Windows
+ Hulu is now open
+ Mark march 21st on your calendar - Dunkin’ Donuts is giving away a free iced coffee.
+ Dunkin’ Donuts free ground coffee sample
+ Limited Too has buy one get one free Webkinz.
+ Free Hamburger Helper samples
+ Hat tip to Connie Bensen - Cool Text has 1,200 free fonts
+ Hat tip to Chris Johnston - 8 page ebook on how to get good recommendations for college admissions
+ Environmental tip: get a clothes drying rack and/or clothesline. You will save money on quarters, energy, and extend the life of your clothing, not to mention reduce your environmental footprint
+ Financial tip: if a company goes into bankruptcy and you have a gift card for it, it’s now worthless - sorry. Chapter 11 treats gift cards as debts, not as cash.

Free Song of the Week
+ Adrina Thorpe, Midnight

Did you enjoy today’s show? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
+ Click here to subscribe by email
+ Subscribe in iTunes
+ Click here to add the Financial Aid Podcast to Google Reader or your Google Homepage

Direct MP3 file download: Click here to download the MP3

Reminders
+
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Grad student? Get graduate financial aid information at the GradLoans.com blog!
+ Stafford federal student loans at StaffordLoan.com
+ Student loan consolidation at StudentLoanConsolidator.com
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.

I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.

Visit FinancialAidPodcast.com for more!

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FAP755: How to write effective scholarship essays

FAP755: How to write effective scholarship essays

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Student Financial Aid News
+ Inside Higher Ed: Vassar College announced Tuesday that it is eliminating loans from the aid packages of students with family incomes of up to $60,000. While a number of prominent private colleges have been making such announcements, Vassar is one of relatively few to make the shift with an endowment of less than $1 billion.
+ Chronicle: Responding to concerns that the recent withdrawals of some lenders from the student-loan market could make it harder for students to obtain private loans next fall, Sen. Edward M. Kennedy is preparing to offer legislation to expand eligibility for federal student loans, an aide to the Massachusetts Democrat told the Career College Association at a forum here on Tuesday.
+ The aide, J.D. LaRock, did not provide specifics about Senator Kennedy’s plan, but for-profit colleges have been lobbying Congress to raise the amount of money students can borrow in unsubsidized Stafford loans and to provide a PLUS-type loan for independent students. PLUS loans are now available only to parents of undergraduates and to graduate students.
+ Stafford federal student loan information
+ Parent PLUS loans
+ Graduate PLUS loans
+ Private student loans

Scholarship Update
+ St. Joseph’s College Full Tuition Scholarships
+ Large pile of them
+ August 1 deadline
+ Details at our free college scholarship search site

News You Can Use
+ How to write effective scholarship essays
+ Scholarship essays are also sales letters, when you think about it
+ Hemingway’s 5 rules of effective writing
+ 11 top secret recipes for copywriting
+ Part of a broader idea - how can you take knowledge, information, and techniques from the business world into other realms?

Did you enjoy today’s show? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
+ Click here to subscribe by email
+ Subscribe in iTunes
+ Click here to add the Financial Aid Podcast to Google Reader or your Google Homepage

Direct MP3 file download: Click here to download the MP3

Reminders
+ Student Loan Network Fall $10,000 Scholarship
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Grad student? Get graduate financial aid information at the GradLoans.com blog!
+ Stafford federal student loans at StaffordLoan.com
+ Student loan consolidation at StudentLoanConsolidator.com
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.

I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.

Visit FinancialAidPodcast.com for more!

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FAP754: 7 Ways To Leverage Your Social Media Resume

FAP754: 7 Ways To Leverage Your Social Media Resume

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Student Financial Aid News
+ Made it into the New York Times! More on that in the Jobcast
+ Inside Higher Ed: The Utah Tax Commission has ruled that textbooks sold in college bookstores are part of the educational mission of colleges and thus are tax exempt. The Salt Lake Tribune reported that the policy shift, effective April 1, will save about $60 per student a year, or $4.7 million for students statewide.
+ Other states could potentially follow suit
+ Columbia University is today announcing an expansion of financial aid, ending student loans for students who are eligible for aid, The New York Times reported.
+ I had a quick blog post about how the Federal Reserve and student loans yesterday - with some dissenting comments. What about your thoughts?

Scholarship Update
+ New York Times Scholarship Program
+ 180 scholarships worth $30,000 each ($7,500 per year for 4 years)
+ The New York TImes College Scholarship Program: Since its founding in 1999, this program has awarded 180 grants – 80 to current undergraduates, 100 to students who have already graduated from college. The scholarships provide up to $7,500 a year for four years of school. The winners each year are 20 students who have overcome exceptional hardship and achieved excellent academic records in New York City high schools, public, private or parochial. Times Scholars must also show a commitment to community service and aspire to make a contribution to society.
+ In addition to the scholarship money, each New York Times Scholar receives a job at The Times during the summer after high school and help finding paid summer employment in the college years after that. The Times also provides mentoring of various sorts, academic counseling throughout college, social and cultural enrichment activities – and a laptop computer.
+ Deadline October 20 of each year
+ Details at our free college scholarship search site

Jobcast
+ Reviewing the Social Media Resume
+ Marci Alboher did a great job covering the social media resume’s evolution
+ So you have the social media resume, now what?
+ Use social media promotional tools to make it sizzle
+ Build a network of professionals on LinkedIn - and make sure your SMR is in your profile
+ Simple: put it in your email signature
+ Build a network of presence on Twitter
+ Use link traffic services like Digg and StumbleUpon
+ Make sure it’s present all over your online presence
+ Consider a video cover letter or a multimedia cover letter
+ Find employers on traditional online indexes like Monster.com
+ Submit a PDF or normal resume but make sure your SMR is linked prominently at the top

Promo
+ Private student loan consolidation

Did you enjoy today’s show? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
+ Click here to subscribe by email
+ Subscribe in iTunes
+ Click here to add the Financial Aid Podcast to Google Reader or your Google Homepage

Direct MP3 file download: Click here to download the MP3

Reminders
+ Student Loan Network Fall $10,000 Scholarship
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Grad student? Get graduate financial aid information at the GradLoans.com blog!
+ Stafford federal student loans at StaffordLoan.com
+ Student loan consolidation at StudentLoanConsolidator.com
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.

I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.

Visit FinancialAidPodcast.com for more!

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FAP753: 6 ideas to pay for college

FAP753: 6 ideas to pay for college

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Student Financial Aid News
+ Boston Globe: Nearly 30 percent of undergraduates at the Massachusetts Institute of Technology will not pay tuition next academic year under a far-reaching financial aid initiative announced today, the latest in a host of expanded need-based programs at elite colleges and universities.
+ In addition, MIT will no longer consider home equity in asset calculations for families earning less than $100,000, which will reduce the average family payment by $1,600. MIT will provide a comparable deduction to parents who rent homes.
+ Inside Higher Ed: Another sign of loan industry woes: The Associated Press reported that Brazos Higher Education Service Corporation, the administrative arm of a Texas lender called the Brazos Group, announced plans Friday to eliminate the jobs of 163 employees, or 60 percent of its workforce.
+ The good news in all this is that if you’re in the top 1% of academically qualified students, college is cheaper than ever
+ The bad news in all this is that if you’re in the other 99%, it’s time to start getting creative in financing
+ As always, get student loans at StudentLoanNetwork.com

Scholarship Update
+ Student Loan Network 10K Part 2
+ Scholarship Points program changes

News You Can Use
+ How to get creative with college funding
+ Obvious paths - scholarships and grants
+ More often than not, it’s not that you don’t know how, it’s just that you don’t
+ David Maister calls this the paradox of the fat smoker - why we don’t do what we know to be the obvious choices
+ Time tested: the 2 - 4 shuffle. Know which college you want to graduate from, then find community colleges that allow full transfer of credit into that school.
+ Time tested: get into a free college - Harvard, MIT, Yale, Stanford, Berea
+ Get creative beyond that - there are tons of services out there that allow for collection of money
+ Idea: hold an end of semester party and sell tickets via Eventbrite and Google Checkout, then solicit donations - tickets are used to pay for that semester
+ Idea: solicit corporate sponsorships of your schooling, and put together a media package of what the company is getting for its sponsorship. If you have a blog, podcast, etc., or other outlets, leverage those
+ Grab a copy of a Business Journals list for the city either you live in or in the city
+ Idea: Host a benefit concert online - find an independent musician with a following and sell tickets, split the proceeds. Think it can’t happen? Take a second look at live music online via sites like UStream.tv and Second Life
+ Idea: If you and friends have talents in creating material goods - CDs, magazines, shirts, etc., create a video telethon on a popular site like UStream
+ The key is Purple Cow stuff - something unique, powerful, and different that has never been done before
+ Whatever your idea, publicize the heck out of it - send out press releases, hit up local reporters, etc.

Did you enjoy today’s show? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
+ Click here to subscribe by email
+ Subscribe in iTunes
+ Click here to add the Financial Aid Podcast to Google Reader or your Google Homepage

Direct MP3 file download: Click here to download the MP3

Reminders
+ Student Loan Network Fall $10,000 Scholarship
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Grad student? Get graduate financial aid information at the GradLoans.com blog!
+ Stafford federal student loans at StaffordLoan.com
+ Student loan consolidation at StudentLoanConsolidator.com
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.

I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.

Visit FinancialAidPodcast.com for more!

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FAP752: Free stuff Friday, New England student loan troubles

FAP752: Free stuff Friday, New England student loan troubles

Student Financial Aid News
+ Boston Globe: Amid a deepening credit squeeze and cutbacks in federal loan subsidies, New Hampshire’s nonprofit student-loan agency said this week that it will no longer offer private loans. The Massachusetts Educational Financing Authority, which lent money to 42,000 college students last year, has so far failed to secure any financing for its loans, as skittish investors shy away from taking on debt.
+ NASFAA and Minnesota Public Radio: “A report released by the National Consumer Law Center highlights the problem faced by students and recent graduates: steep tuition increases force students to take on more and more debt from private lenders. Then, a tight job market makes it hard for them to pay the loans back,” Minnesota Public Radio reports. “The private student loan market has exploded in the past five years and students are just now waking up to the long-term consequences, according to the center’s staff attorney, Deanne Loonin. ‘They’re just not in the economic shape they hoped they would in. They’re just not able to pay their loans. They have huge amounts of debt. It affects their credit. It affects their ability to build assets for the future,’ she says. Private lenders are not required to release information about default rates. But student surveys indicate a growing negative trend, Loonin says. In addition to higher tuition and persistently low federal loan limits, sophisticated marketing has greatly increased private lenders’ share of the market, she says.”

Scholarship Update
+ FLO TV is looking for the ultimate Super Fan. Submit an original photograph or video showing why you’re a team’s Super Fan and you could win a 52″ HD LCD Toshiba Regza plus $1,000 in cash. Or, if you’re a spectator who can spot a Super Fan from a mile away, vote or review on a photo or video entry and you can win a $100 scholarship or cash. No purchase necessary. Open to anyone who is a resident of the 50 United States or the District of Columbia, has access to the Internet, and is 18 or older at the time of entry.
+ Details at our free college scholarship search site

Free Stuff Friday
+ Get high quality video out of YouTube
+ Get flight data via text message from Google
+ Other things you can text Google about: Local, Weather, Glossary, Sports, Movies, Stocks, Zip Codes, Directions, Maps, Flights, Area Codes, Products, Q&A, Airlines, Translation, Web Snippets, Calculator, Currency Conversion, Airports, METAR, Help
+ Score free travel by intentionally booking your flight on overbooked flights
+ Ze Frank video on how to study
+ Learn how to garden simple herbs. No, not THAT kind of herb, I mean the culinary kind. A simple window box of a few basic plants - chives, basil, dill, oregano, and mint can give you tons of flavor even to college cafeteria food (try sprinkling fresh chopped dill on a salad with italian dressing) and once you get it started, as long as you maintain it, it’s more or less free

Did you enjoy today’s show? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
+ Click here to subscribe by email
+ Subscribe in iTunes
+ Click here to add the Financial Aid Podcast to Google Reader or your Google Homepage

Direct MP3 file download: Click here to download the MP3

Reminders
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Grad student? Get graduate financial aid information at the GradLoans.com blog!
+ Stafford federal student loans at StaffordLoan.com
+ Student loan consolidation at StudentLoanConsolidator.com
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.

I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.

Visit FinancialAidPodcast.com for more!

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Related keywords: college loan consolidationcollege loan consolidation, college loan consolidation

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This year, no rush to combine college loans (Bankrate.com via Yahoo! Finance)


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